At SWBC Mortgage, we honor the dedication and sacrifice of our service men and women by offering specialized VA Mortgage Loans tailored to their unique needs. Designed to empower eligible veterans, active-duty military personnel, reservists, and qualifying family members, our VA loan program provides flexible fixed-rate options for purchasing or refinancing a home. With the VA Mortgage Loan, borrowers can finance up to 100% of the home's value without the burden of monthly Mortgage Insurance, allowing for greater affordability and peace of mind. Notably, our VA loans allow for a 4% seller concession, enabling flexibility in covering expenses such as the VA funding fee, taxes, insurance, and gifts. Moreover, there's no limit on seller contributions towards closing costs, further easing the financial burden. Backed by flexible credit and underwriting guidelines, SWBC Mortgage is dedicated to assisting our military community in finding their happiest way home.
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